Financial Independence

Coast FIRE Calculator

When can you stop saving? Find out exactly how much you need invested today to "coast" to retirement without contributing another dime.

Your Profile

In today's dollars.


Market Assumptions

Your Coast FIRE Number

$187,326

You are $37,326 away from being able to coast.

The Math

Target FIRE Number (at 65)$2,000,000

Based on $80,000 spend and 4% Safe Withdrawal Rate.

Current Invested Net Worth$150,000
Projected Value at 65$1,601,487

What does this mean? If you have $187,326 invested today, you can stop contributing entirely. By simply letting it grow at a real (inflation-adjusted) return of 7.0% for 35 years, it will automatically reach your FIRE number of $2,000,000 by age 65.

Keep Exploring

Roth vs Traditional IRA

Should you pay taxes now or later? Discover which retirement account will leave you with the most after-tax wealth.

House Affordability Calculator

Calculate exactly how much house you can afford based on your income, debts, and down payment using the 28/36 rule.

Net Worth Calculator

Calculate your true net worth by subtracting all your liabilities from your assets. Track your financial independence journey.