Live Yield Dashboard

Stop letting your cash lose value to inflation. Track the highest available Annual Percentage Yields (APY) across traditional banking, brokerage cash management, and government bonds.

1

SoFi Checking and Savings Top Overall APY

Checking & Savings Hybrid FDIC / SIPC Backed
4.60% APY
Min: $0 (with Direct Deposit)
2

Fidelity® Cash Management Account Best for Investing + 100% ATM Rebates

SPAXX Core Sweep + CMA FDIC / SIPC Backed
4.55% APY
Min: $0
3

Marcus by Goldman Sachs Same-Day ACH up to $100k

Pure Online Savings Vault FDIC / SIPC Backed
4.40% APY
Min: $0
4

Capital One 360 Performance 70k+ Fee-Free ATMs

Savings + CVS Cash Deposit FDIC / SIPC Backed
4.25% APY
Min: $0
5

Ally Bank Online Savings 30 Goal Buckets

Online Savings Buckets FDIC / SIPC Backed
4.25% APY
Min: $0
6

Charles Schwab Investor Checking Unlimited Global ATM Refunds

Checking with Global ATM Rebates FDIC / SIPC Backed
0.45% APY
Min: $0

* Rates are illustrative estimates based on prevailing market conditions. High-yield savings accounts and CDs are FDIC insured up to $250,000 per depositor (or up to $5M through participating program bank sweep networks). Crypto yields carry smart contract, counterparty, and platform insolvency risk and are not insured by the FDIC or SIPC.

Frequently Asked Questions

Direct answers to the most common queries, optimized for clarity.

A High-Yield Savings Account (HYSA) is held at a bank and typically limits direct checking features like debit card ATM access or check-writing. A Cash Management Account (CMA), like the Fidelity CMA or Charles Schwab Checking, combines the high yields of money market funds (or multi-bank sweep networks up to $5M FDIC) with checking privileges, unlimited worldwide ATM fee rebates, and 0% foreign transaction fees.