Why is retiring in Portugal or Thailand cheaper?

These countries generally have lower costs for housing, healthcare, and services compared to the US or UK. This concept, known as 'Geoarbitrage', allows expats to leverage a strong currency in a lower cost-of-living area to retire years earlier.

Geoarbitrage

Multi-Country Retirement Simulator

Find out if you can retire early by leveraging geographic arbitrage. We adjust your FIRE (Financial Independence, Retire Early) number based on local inflation and living costs of top expat destinations.

Your Metrics

Target Retirement Country

Current Age

Retirement Age

Current Savings ($)

Monthly Contribution ($)

Projection for Portugal

On Track 🎉

At age 65, you will have $2,308,791.

Target FIRE Number$1,199,934

Projected Monthly Cost (Inflation Adj.)$4,000 /mo

Frequently Asked Questions

Direct answers to the most common queries, optimized for clarity.

We use the 4% Safe Withdrawal Rate (SWR) rule, originating from the Trinity Study. We project the monthly cost of living in your target country, adjust it for local inflation over your working years, and multiply the annual cost by 25.