Rent vs. Buy Calculator

Stop guessing. Run the math to see if buying a home or renting and investing the difference will leave you richer after 10 years.

Scenario Inputs


Buying Assumptions


Renting Assumptions

The Verdict

It is better to Rent

Over 10 years, renting will leave you $6,592 wealthier than buying.

Total Net Cost After 10 Years

Net cost = Total money spent minus equity gained or investment returns.

Buying Net Cost
$201,567
Renting Net Cost
$194,976

Wealth Trajectory Simulator

Visualize your net wealth accumulation over 10 years (Equity + Investments - Sunk Costs).

Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
Yr 6
Yr 7
Yr 8
Yr 9
Yr 10
Buy Wealth
Rent Wealth

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