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Exit Strategy

Refinance Savings Calculator

Are you stuck with a 12-15% no-cosigner loan? Find out exactly how much money you can save by refinancing with a domestic lender once you graduate and build US credit.

1. Current Loan Details


2. Refinanced Loan Details

Lifetime Interest Saved

$29,703

That is money back in your pocket.

Monthly Savings

$248

every single month

New Payment

$666

was $914

How to unlock this rate

To get approved for a 5-6% rate by a domestic lender (like SoFi or Earnest), you cannot refinance the day you graduate. You must first secure a job (H-1B or STEM OPT) and build a 700+ US credit score.

Read the Step-by-Step Refinance Guide

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