⭐ Editor's Choice — Top Rated Pick
Amazon Pay ICICI Bank Credit Card
📍 Available in: India
★★★★★ 4.8 / 5.0
With over 4 million cardholders, the Amazon Pay ICICI Bank Credit Card is a staple in every Indian wallet. It is unconditionally Lifetime Free (₹0 joining fee, ₹0 annual fee forever with no spend requirement). Amazon Prime members earn an uncapped 5% back on Amazon.in purchases (non-Prime members earn 3%), 2% across 100+ Amazon Pay partner merchants, and 1% on all other offline spends—paid directly as Amazon Pay balance at the end of each billing statement.
Key Facts at a Glance
| Cost / Fee Structure | ₹0 (Lifetime Free Forever) |
| APR / Rate | 42.00%–45.60% p.a. |
| Sign-Up Bonus / Match | Up to ₹2,000 Amazon Welcome Rewards |
| Credit / Eligibility | CIBIL 720+ |
Pros & Cons
✓ Pros
- ✓Zero annual fee forever makes it the ideal card to keep open for decades to anchor your CIBIL credit age
- ✓No monthly or annual cap on how much 5% cashback you can earn on Amazon.in
- ✓1 Reward Point = ₹1 credited automatically to your Amazon Pay wallet every month
✕ Cons
- ✕Requires an active Amazon Prime membership (₹1,499/yr) to get 5% instead of 3% on Amazon
- ✕No airport lounge access or RuPay UPI scan-and-pay support (issued on Visa network)
Key Features
100% Lifetime Free (₹0 Joining Fee & ₹0 Annual Renewal Fee Forever)Uncapped 5% Reward Rate on Amazon.in for Amazon Prime Members2% Back on Flights, Hotels & Gift Cards Booked via Amazon Pay1% Unlimited Cashback on Offline Store & Dining Spends
Compare Amazon Pay ICICI Bank Credit Card Side-by-Side
Not sure if Amazon Pay ICICI Bank Credit Card is the right fit? See how it stacks up against direct competitors:
Amazon Pay ICICI Bank Credit CardvsHDFC Infinia Credit Card Metal Edition
Amazon Pay ICICI Bank Credit CardvsSBI AURUM Metal Credit Card
Amazon Pay ICICI Bank Credit CardvsAxis Bank ATLAS Credit Card
Amazon Pay ICICI Bank Credit CardvsSBI Cashback Credit Card
Amazon Pay ICICI Bank Credit CardvsTata Neu Infinity HDFC Bank Credit Card (RuPay UPI)