⭐ Editor's Choice — Top Rated Pick
The Business Platinum Card® from American Express
📍 Available in: US
★★★★★ 4.9 / 5.0
The Business Platinum Card from American Express is the premium standard for high-spending businesses and executives. It offers unmatched airport lounge access across the Centurion, Delta Sky Club, and Priority Pass networks, 5x points on flights and prepaid hotels booked through Amex Travel, and 1.5x points on eligible business purchases in categories like construction, electronics, and shipping, as well as on purchases over $5,000.
Key Facts at a Glance
| Cost / Fee Structure | $695 |
| APR / Rate | 19.49% - 28.49% Variable |
| Sign-Up Bonus / Match | 120,000 Membership Rewards® Points |
| Credit / Eligibility | Good to Excellent (700+) |
Pros & Cons
✓ Pros
- ✓Comprehensive lounge network turns stressful travel into productive work time
- ✓Over $1,400 in annual business software and hardware statement credits
- ✓35% airline points rebate offers incredible redemption value
✕ Cons
- ✕$695 annual fee requires diligent credit usage to justify
- ✕Steep $15,000 spending threshold for the welcome bonus
Key Features
Global Lounge Collection (Centurion, Delta, Priority Pass)1.5x Points on Purchases Over $5,000 and Key Business Categories$400 Annual Dell Statement Credit$360 Annual Indeed Statement Credit$200 Annual Airline Fee Credit & $120 Wireless Credit35% Points Back on Airline Bonus Pay with Points
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