⭐ Editor's Choice — Top Rated Pick
Barclaycard Avios Plus Mastercard (UK)
📍 Available in: UK
★★★★★ 4.7 / 5.0
Because American Express is not accepted universally across the UK, the Barclaycard Avios Plus Mastercard is the ultimate companion or standalone earner. It awards an industry-leading 1.5 British Airways Avios for every £1 spent on a universally accepted Mastercard, plus a British Airways Cabin Upgrade Voucher (or 7,000 bonus Avios) when you spend £10,000 within a membership year.
Key Facts at a Glance
| Cost / Fee Structure | £20/month (£240/yr) |
| APR / Rate | 29.9% Purchase APR (80.7% Rep. APR w/ Fee) |
| Sign-Up Bonus / Match | 25,000 Avios (£3,000 Spend in 3 Months) |
| Credit / Eligibility | Good to Excellent UK Credit |
Pros & Cons
✓ Pros
- ✓Highest flat Avios earning rate (1.5x) on a non-Amex credit card in the UK
- ✓Monthly £20 fee structure lets you downgrade to the £0 Barclaycard Avios card at any time
- ✓Full Section 75 protection on a universally accepted Mastercard
✕ Cons
- ✕£240/year total fee requires steady monthly spending to outperform the free £0 Barclaycard Avios tier (which earns 1 Avios/£1)
- ✕2.99% foreign exchange fee on overseas spending
Key Features
1.5 British Airways Avios Per £1 Spent on All Eligible PurchasesAnnual BA Cabin Upgrade Voucher (or 7,000 Bonus Avios) at £10k SpendUniversal UK & Global Mastercard Acceptance£5/month Cashback Reward if You Also Hold Barclays Avios Rewards
Compare Barclaycard Avios Plus Mastercard (UK) Side-by-Side
Not sure if Barclaycard Avios Plus Mastercard (UK) is the right fit? See how it stacks up against direct competitors: