⭐ Editor's Choice — Top Rated Pick
Barclaycard Platinum Up to 28-Month 0% Balance Transfer
📍 Available in: UK
★★★★★ 4.8 / 5.0
The Barclaycard Platinum 0% Balance Transfer Card gives UK borrowers more than two years of breathing room to clear high-interest credit card debt. With 0% interest for up to 28 months on balances transferred within the first 60 days (subject to a one-off 3.45% transfer fee) and a £0 annual fee, 100% of your monthly repayment goes straight toward reducing your debt principal.
Key Facts at a Glance
| Cost / Fee Structure | £0 Annual Fee |
| APR / Rate | 0% for up to 28 Months (Then 24.9% Rep. APR) |
| Sign-Up Bonus / Match | 3.45% Balance Transfer Fee |
| Credit / Eligibility | Good UK Credit (Soft-Search Eligibility Checker) |
Pros & Cons
✓ Pros
- ✓Saves over £1,200 in interest on a £3,500 balance compared to a standard 24.9% APR credit card over 28 months
- ✓Soft-search checker confirms your exact approval odds before a hard mark hits Experian/Equifax
- ✓Includes 6 months of 0% interest on new purchases as well
✕ Cons
- ✕Cannot transfer balances from another Barclaycard or Barclays-issued credit card
- ✕3.45% upfront transfer fee (£34.50 per £1,000 transferred)
Key Features
Up to 28 Months 0% Interest on Balance Transfers Made Within 60 Days£0 Annual Maintenance FeePre-Application Soft-Search Eligibility Checker (Zero Credit Score Impact)0% Interest on Purchases for the First 6 Months
Compare Barclaycard Platinum Up to 28-Month 0% Balance Transfer Side-by-Side
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