Chase Freedom Rise®
📍 Available in: US
★★★★★ 4.6 / 5.0
Launched specifically for beginners and students, the Chase Freedom Rise offers flat 1.5% cash back on all purchases with no annual fee. Having at least $250 in a Chase checking or savings account significantly increases approval odds, and Chase evaluates cardholders for an automatic credit limit increase and path to Freedom Unlimited in as little as 6 months.
Key Facts at a Glance
| Cost / Fee Structure | $0 |
| APR / Rate | 26.99% Variable |
| Sign-Up Bonus / Match | $25 Statement Credit for AutoPay sign-up |
| Credit / Eligibility | No Credit Score Required (Checking relationship helps) |
Pros & Cons
✓ Pros
- ✓Provides a direct entry point into the coveted Chase credit card ecosystem
- ✓Flat 1.5% cash back on everything without category caps
- ✓Unsecured card — no security deposit required
✕ Cons
- ✕Relatively small sign-on incentive ($25)
- ✕3% foreign transaction fees
Key Features
Flat 1.5% Cash Back on Every PurchaseDirect Path to Chase Freedom Unlimited and Sapphire Cards$25 Statement Credit for Enrolling in AutoPayAutomatic Credit Limit Review in 6 MonthsNo Annual Fee