⭐ Editor's Choice — Top Rated Pick
Chase Freedom Unlimited®
📍 Available in: US
★★★★★ 4.8 / 5.0
The Chase Freedom Unlimited is a powerhouse in the cash back space. Instead of just a flat rate, it offers an elevated 1.5% on all purchases, while adding 3% at restaurants and drugstores, and 5% on travel booked through Chase. When paired with a Sapphire card, this cash back converts to highly valuable Ultimate Rewards points.
Key Facts at a Glance
| Cost / Fee Structure | $0 |
| APR / Rate | 20.49% - 29.24% Variable |
| Sign-Up Bonus / Match | Extra 1.5% on everything in year 1 (up to $20K) |
| Credit / Eligibility | Good to Excellent (690+) |
Pros & Cons
✓ Pros
- ✓Excellent base rate combined with high multiplier categories
- ✓No annual fee
- ✓The ultimate everyday card in the "Chase Trifecta"
✕ Cons
- ✕3% foreign transaction fee
- ✕Needs a Sapphire card to unlock maximum point value
Key Features
1.5% Base Cash Back3% on Dining & DrugstoresNo Annual FeePoints combine with Sapphire cards
Compare Chase Freedom Unlimited® Side-by-Side
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