⭐ Editor's Choice — Top Rated Pick
Chase Ink Business Preferred®
📍 Available in: US
★★★★★ 4.8 / 5.0
The Chase Ink Business Preferred is the single best business credit card for entrepreneurs who spend heavily on advertising (Google, Facebook), shipping, internet/phone services, and travel. With 3x Ultimate Rewards points on those categories (up to $150,000/year) and a massive sign-up bonus, it is the backbone of many small business rewards strategies.
Key Facts at a Glance
| Cost / Fee Structure | $95 |
| APR / Rate | 21.24% - 26.24% Variable |
| Sign-Up Bonus / Match | 100,000 Bonus Points |
| Credit / Eligibility | Good to Excellent (680+) |
Pros & Cons
✓ Pros
- ✓Massive 100K sign-up bonus ($1,250+ value)
- ✓3x on advertising is unmatched for digital businesses
- ✓Points transfer to 14+ airline/hotel partners
- ✓Cell phone protection is a rare and valuable perk
✕ Cons
- ✕$95 annual fee is not waived year one
- ✕High minimum spend requirement for the bonus
- ✕Strict Chase 5/24 rule applies
Key Features
3x Points on Key Business Categories$150K Annual Spend Cap for 3xPrimary Rental Car Insurance (Business)Cell Phone Protection ($600/claim)
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