Citi® Diamond Preferred® Card
📍 Available in: US
★★★★★ 4.7 / 5.0
The Citi Diamond Preferred matches the elite 21-month 0% intro APR on balance transfers completed within the first 4 months and provides 12 months on purchases. It includes access to Citi Entertainment, unlocking presale tickets to concerts, sporting events, and dining experiences.
Key Facts at a Glance
| Cost / Fee Structure | $0 |
| APR / Rate | 17.74% - 28.49% Variable |
| Sign-Up Bonus / Match | None |
| Credit / Eligibility | Good to Excellent (680+) |
Pros & Cons
✓ Pros
- ✓Industry-leading 21-month debt payoff window
- ✓Citi Entertainment offers early ticket access to popular concert tours
- ✓No annual fee
✕ Cons
- ✕Balance transfer fee is 5% rather than 3%
- ✕No rewards program
Key Features
21 Months of 0% Intro APR on Balance Transfers12 Months of 0% Intro APR on PurchasesCiti Entertainment® Presale AccessNo Annual Fee$0 Liability on Unauthorized Charges