⭐ Editor's Choice — Top Rated Pick
Coalition Active Cyber
📍 Available in: US / UK
★★★★★ 4.9 / 5.0
Coalition is the world's first Active Insurance provider, uniting comprehensive cyber risk transfer with real-time cybersecurity defense. Their proprietary engine continuously scans company perimeter networks for unpatched CVEs, open ports, and ransomware vectors, preventing breaches before claims occur.
Key Facts at a Glance
| Cost / Fee Structure | Custom Enterprise Pricing ($1,200 - $15,000/yr) |
| Coverage / Loan Limit | Up to $15,000,000 |
| Deductible | $5,000 - $100,000 |
| Credit / Eligibility | Automated Network Perimeter Scan |
| Terms Available | Annual Policies |
Pros & Cons
✓ Pros
- ✓Proactive security alerts prevent 70%+ of cyber incidents before loss occurs
- ✓In-house dedicated cybersecurity response team mobilizes within minutes
- ✓Comprehensive coverage up to $15 Million backed by global reinsurers
- ✓Free enterprise security tools included with every active policy
✕ Cons
- ✕Must maintain basic cybersecurity hygiene (MFA, backup isolation) to qualify
- ✕Primarily suited for commercial businesses rather than solo freelancers
Key Features
Active Threat & Vulnerability ScanningRansomware & Extortion ReimbursementIn-House Incident Response Team (Coalition Incident Response)Business Interruption & Downtime CoverageDark Web Credential Leak Alerts