⭐ Editor's Choice — Top Rated Pick
GEICO Auto Insurance
📍 Available in: US
★★★★★ 4.8 / 5.0
A subsidiary of Warren Buffett's Berkshire Hathaway, GEICO is the second-largest passenger auto insurer in the United States. Known for competitive baseline pricing, GEICO offers substantial discounts for federal employees, military, defensive drivers, and students. Their mobile app is rated #1 for ease of making claims, viewing ID cards, and requesting roadside assistance.
Key Facts at a Glance
| Cost / Fee Structure | From $65 - $130/mo ($780 - $1,560/yr) |
| Coverage / Loan Limit | State Minimum to 500/500/100 |
| Deductible | $100 - $2,000 |
| Credit / Eligibility | Credit score evaluated in permitted states |
| Terms Available | 6-Month Policies |
Pros & Cons
✓ Pros
- ✓Consistently among the cheapest auto insurance rates nationwide for good drivers
- ✓Exceptional mobile app with instant digital insurance ID cards and Apple Wallet sync
- ✓Backed by the fortress balance sheet of Berkshire Hathaway (A++ A.M. Best)
- ✓Generous multi-vehicle and student good-grade discounts
✕ Cons
- ✕Fewer dedicated physical branch offices compared to State Farm
- ✕GAP insurance options are limited or unavailable in certain states
Key Features
DriveEasy Telematics Safe Driver Discount15-Minute Instant Online Quote24/7 Digital Roadside Emergency AssistanceFederal Employee & Military Discounts (Up to 15%)Multi-Car Discount (Up to 25%)
Compare GEICO Auto Insurance Side-by-Side
Not sure if GEICO Auto Insurance is the right fit? See how it stacks up against direct competitors: