NOWPayments
📍 Available in: Global
★★★★★ 4.7 / 5.0
NOWPayments is a modern, developer-centric non-custodial crypto payment processor. Merchants receive customer payments directly into their own personal or hardware wallets with no intermediaries holding their funds. Supporting over 300 coins and stablecoins, NOWPayments offers one of the lowest transaction fees in the industry starting at just 0.5%.
Pros & Cons
✓ Pros
- ✓Non-custodial design eliminates exchange insolvency risk (true ownership)
- ✓Multi-chain stablecoin support (accept USDC on low-fee networks like Polygon/Solana)
- ✓Fast and simple onboarding without extensive paperwork delays
✕ Cons
- ✕Merchants must manage their own fiat off-ramps or partner with third-party exchanges
- ✕No automatic direct fiat ACH bank deposits included natively
Key Features
Non-Custodial (Funds flow directly to merchant’s private wallet)Ultra-Low 0.5% Transaction FeeSupports 300+ Cryptos (BTC, ETH, SOL, USDC, USDT on Tron/Polygon)Mass Payouts and Subscription / Recurring Billing APIFree E-Commerce Plugins (WooCommerce, PrestaShop, WHMCS)