⭐ Editor's Choice — Top Rated Pick
Progressive Auto Insurance
📍 Available in: US
★★★★★ 4.7 / 5.0
Progressive is America's third-largest auto insurer, known for transparent rate comparison and the proprietary Snapshot telematics program, which rewards safe driving with average annual discounts of $156. Progressive also includes automatic Pet Injury Protection on collision policies and offers the Name Your Price tool to match coverage to your exact budget.
Key Facts at a Glance
| Cost / Fee Structure | From $75 - $145/mo ($900 - $1,740/yr) |
| Coverage / Loan Limit | State Minimum to 250/500/100 |
| Deductible | $250 - $2,000 |
| Credit / Eligibility | Credit-based insurance tiering |
| Terms Available | 6-Month Policies |
Pros & Cons
✓ Pros
- ✓Snapshot telematics can yield meaningful discounts for low-mileage safe drivers
- ✓Free pet injury coverage covers up to $1,000 in vet bills if your dog or cat is injured in a crash
- ✓Excellent rates for drivers with prior minor speeding tickets or accidents
- ✓Exceptional multi-policy discounts when paired with home or motorcycle insurance
✕ Cons
- ✕Poor driving habits logged on Snapshot can occasionally raise rates in select states
- ✕Customer service satisfaction ratings slightly trail Amica and USAA
Key Features
Snapshot Telematics Safe Driving ToolName Your Price Budget ToolPet Injury Protection Included with CollisionDeductible Savings Bank (Earns $50 off every clean period)Custom Parts & Equipment (CPE) Value Endorsement
Compare Progressive Auto Insurance Side-by-Side
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