⭐ Editor's Choice — Top Rated Pick
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)
📍 Available in: India
★★★★★ 4.8 / 5.0
Issued on the NPCI RuPay network, the Tata Neu Infinity HDFC Bank Credit Card links directly to Tata Neu, Google Pay, PhonePe, and Paytm for scan-and-pay QR transactions. It earns 1.5% back (as NeuCoins, where 1 NeuCoin = ₹1) on eligible UPI spends, 5% back on utility bill payments and insurance paid via the Tata Neu app, and up to 10% total return across BigBasket, 1mg, Croma, Westside, Tanishq, IHCL Taj Hotels, and Air India.
Key Facts at a Glance
| Cost / Fee Structure | ₹1,499 + GST (Waived on ₹3 Lakh Annual Spend) |
| APR / Rate | 41.88% p.a. (3.49%/mo) |
| Sign-Up Bonus / Match | 1,499 NeuCoins (= ₹1,499) on First Transaction |
| Credit / Eligibility | CIBIL 740+ (₹1 Lakh/mo Salaried or ₹12L ITR) |
Pros & Cons
✓ Pros
- ✓1 NeuCoin = ₹1 redeemable directly against groceries on BigBasket, medicines on 1mg, or electronics at Croma
- ✓Earns 5% back on utility and insurance bill payments via the Tata Neu app (which most cards exclude)
- ✓Includes 4 international Priority Pass lounge visits per year with no quarterly spend hurdle
✕ Cons
- ✕To get the full 1.5% on UPI scans (instead of 0.50%), you must scan QR codes using the Tata Neu app UPI scanner
- ✕NeuCoins expire 365 days after your last transaction if left unused
Key Features
Link Directly to UPI Apps (GPay, PhonePe, Tata Neu) to Scan & Pay Any Merchant QRUp to 10% Total Return (5% Card + 5% NeuPass) on BigBasket, Croma, 1mg & Air India5% NeuCoins on Electricity, Gas, Broadband & Insurance Bills Paid on Tata Neu8 Domestic + 4 International Priority Pass Lounge Visits Per YearLow 2.00% Foreign Currency Markup
Compare Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI) Side-by-Side
Not sure if Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI) is the right fit? See how it stacks up against direct competitors:
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)vsHDFC Infinia Credit Card Metal Edition
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)vsSBI AURUM Metal Credit Card
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)vsAxis Bank ATLAS Credit Card
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)vsSBI Cashback Credit Card
Tata Neu Infinity HDFC Bank Credit Card (RuPay UPI)vsAmazon Pay ICICI Bank Credit Card