⭐ Editor's Choice — Top Rated Pick
Wells Fargo Active Cash® Card
📍 Available in: US
★★★★★ 4.9 / 5.0
The Wells Fargo Active Cash Card is one of the highest-value cash back cards in the United States. It delivers an unlimited flat 2% cash rewards on all purchases with no category tracking or quarterly activations. Paired with a generous $200 sign-up bonus after spending just $500, a 15-month 0% intro APR period, and up to $600 in cellular telephone protection, it is an elite choice for daily spenders.
Key Facts at a Glance
| APR / Rate | 20.24%, 25.24%, or 29.99% Variable APR |
| Credit / Eligibility | Good to Excellent (670+ FICO) |
Pros & Cons
✓ Pros
- ✓Guaranteed 2% return on every dollar spent without worrying about categories
- ✓Very achievable $200 bonus on just $500 in spending within 90 days
- ✓Cell phone protection saves you $100+ annually on phone carrier insurance
- ✓$0 annual fee
✕ Cons
- ✕3% foreign transaction fee makes it costly for international travel
- ✕High standard variable APR after the 15-month introductory window
Key Features
Unlimited 2% Cash Rewards on Everything$200 Cash Bonus on $500 Spend0% Intro APR for 15 MonthsUp to $600 Cellular Telephone Protection ($25 deductible)Visa Signature® Concierge & Benefits
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