CD Return Calculator
Calculate exactly how much guaranteed interest you will earn on a Certificate of Deposit (CD) based on term length and compounding frequency.
Deposit Details
Total Value at Maturity
$10,512
You will earn $511.62 in pure interest.
Summary
Initial Deposit$10,000
Interest Rate (APR)5.00%
Term12 Months
Total Interest Earned+ $511.62
Annual Percentage Yield (APY)5.12%
Because your interest is compounded monthly, your effective annual yield (APY) is slightly higher than the stated APR.
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